The fact that nearly half of the 8 million people living with past convictions in California have trouble finding housing. Most people have children and have been years removed from the justice system but still face 5,000 legal restrictions that make it difficult to find housing that affordable. As a solution, home buyer programs should not be a selective process that takes years rather a function of government that is part of the benefits of paying taxes. The California state in 2019 is $215 Billion. If we got serious and re-allocated $1.5 Billion of the states budget and create a model like NACA that pays the down payment, closing cost, provides case management, low interest rates and mortgage payments, we could put more than 6,000,000 people in homes in the next 20 years. This would dramatically bring down rents and housing cost overall!